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Zhibao Technology Inc. Class A Ordinary Shares

Company price
0.2301 USD 0.00 ( 0.04%)
Last update at 2026-11-09T15:24:00Z
VOLUME
51111
Market Cap
3.58M

Momentum Score

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Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in the People's Republic of China. The company also offers managing general underwriter services. In addition, it provides insurance product design and customization, selection of insurance companies, technology system interconnection and delivery, customer AARRR (Acquisition, Activation, Retention, Referral, and Revenue) operation, customer service, compliance management, and data analysis. Further, the company operates a digital insurance brokerage platform that offers a portfolio of 2B2C (to-business-to-customer) insurance tools for building the systems required for various insurance solutions. Additionally, it engages in research and development; offline insurance brokerage consulting; and healthcare services. The company serves the travel, outdoor activity, sports, logistics and supply chain, municipal gas and electricity utilities, and e-commerce industries. Zhibao Technology Inc. was founded in 2015 and is headquartered in Shanghai, China.

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Day Price Range
0.22
Low
0.24
High
52 Week Price Range
0.09
Low
1.34
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Public information on Zhibao Technology Inc. (NASDAQ: ZBAO) is limited; company filings and disclosures do not clearly define a stable core business, product set, or market focus. Because substantive details on operations and long-term growth drivers are sparse, investors should treat the name as speculative and consult recent SEC filings, audited financials and management disclosures for confirmation.

Risk Score
High

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
0.23
Dividend Yield
-
Revenue TTM
336.54M
Revenue Per Share
10.30
Gross Profit TTM
142.70M
Debt / Equity
1.11
ROE
-99.67%
Net Debt
17.22M
ROCE
-230.53%
Diluted EPS TTM
-0.30

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax -64.63M 18.76M 18.76M -42.56M 12.15M
Net income -62.02M 13.25M 13.25M -43.10M 14.26M
Selling general administrative 44.02M 17.95M 49.56M 93.49M 26.79M
Selling and marketing expenses 112.23M 31.61M - - -
Gross profit 113.57M 74.76M 74.76M 58.62M 47.17M
Reconciled depreciation - 3.22M 3.26M 3.34M 3.39M
Ebit -61.33M 19.61M - - -
Ebitda -58.10M 22.87M - - -
Depreciation and amortization 3.22M 3.26M - - -
Operating income -53.54M 10.11M 10.11M -44.55M 12.64M
Other operating expenses 330.47M 173.56M - - -
Interest expense 3.30M 6.17M 0.85M 0.91M 1.17M
Tax provision - -2.61M 5.51M 0.54M -2.11M
Net interest income - -3.30M -0.85M -0.91M -1.17M
Income tax expense -2.61M 5.51M - - -
Total revenue 276.94M 183.66M 183.67M 142.10M 108.22M
Total operating expenses 167.11M 64.65M 173.56M 186.66M 95.58M
Cost of revenue 163.37M 108.91M 108.91M 83.49M 61.05M
Total other income expense net -11.09M 8.66M 9.50M 2.91M 0.67M
Net income from continuing ops - -62.02M 13.25M -43.10M 14.26M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 170.59M 28.73M 208.79M 128.04M 95.90M
Intangible assets 1.54M 0.36M 2.58M 2.18M 1.87M
Other current assets 10.30M 6.01M 0.63M - -
Total liab 145.92M 19.93M 144.80M 96.58M 77.21M
Total stockholder equity 24.67M 8.81M 63.99M 31.46M 18.68M
Other current liab 17.13M -2.45M - - -
Common stock 0.02M 0.00M - - -
Capital stock - 0.02M 0.02M 0.02M 0.02M
Retained earnings -193.67M -18.14M -131.84M -137.54M -94.45M
Other assets 23.83M 28.73M - - -
Cash 10.27M 0.33M 2.40M 9.87M 2.59M
Total current liabilities 143.99M 19.41M 141.07M 94.30M 76.46M
Current deferred revenue - -4.34M - - -
Net debt 17.22M 3.84M 24.41M 17.39M 25.41M
Short term debt 25.56M 4.02M - - -
Short long term debt - 23.51M 26.81M 27.27M 28.00M
Short long term debt total 27.49M 4.17M - - -
Other stockholder equity 219.20M 26.98M - - -
Total current assets 144.36M 27.19M 197.55M 113.71M 84.21M
Long term investments - 2.50M 0.00M - -
Net receivables 123.78M 20.85M 130.35M 77.75M 49.80M
Accounts payable 101.30M 12.33M 89.63M 31.44M 21.39M
Accumulated other comprehensive income -0.88M -0.03M - - -
Non currrent assets other 18.08M 0.70M 5.05M 6.21M 5.82M
Non current assets total 26.23M 1.55M 11.24M 14.33M 11.69M
Capital lease obligations - 4.01M 3.47M 4.28M 1.61M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - - -0.59M 13.97M -3.19M
Total cashflows from investing activities -14.87M -0.08M - - -
Net borrowings - 8.04M -0.74M - -
Total cash from financing activities 9.80M 4.25M 30.91M -4.56M 6.65M
Net income -61.57M 13.25M 13.25M -43.10M 14.26M
Change in cash -26.04M 26.27M 26.27M 8.30M 2.47M
Begin period cash flow 40.57M 19.87M 19.87M 11.57M 9.11M
End period cash flow 14.53M 46.15M 46.15M 19.87M 11.57M
Total cash from operating activities -20.53M -3.81M -3.81M -1.12M -0.99M
Issuance of capital stock - 5.80M 44.07M 0.60M 6.20M
Depreciation 3.20M 3.26M 3.26M 3.34M 3.39M
Other cashflows from investing activities - 0.19M - - -
Change to account receivables 2.34M -73.50M -65.46M -29.81M -28.63M
Sale purchase of stock -5.23M - - - -
Other cashflows from financing activities -3.94M -39.08M - - -
Capital expenditures 0.00M 0.59M 0.59M 1.79M 0.19M
Change in working capital 10.17M -20.99M -20.99M -18.95M -16.96M
Stock based compensation - 0.10M 0.00M 55.27M 0.54M
Other non cash items 27.67M -4.83M - - -
Free cash flow -20.53M -4.40M -4.40M -2.92M -1.18M

Peer Comparison*

Sector: Financial Services Industry: Insurance Brokers

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
ZBAO
Zhibao Technology Inc. Class A Ordinary Shares
0.00
0.04%
0.23 - 8.64 0.01 1.29 0.08 9.45
MRSH
Marsh & McLennan Companies, Inc.
1.50
0.73%
206.32 22.03 15.87 3.07 5.67 3.82 14.80
AON
Aon PLC
3.36
1.00%
338.17 19.50 17.61 4.19 7.68 4.95 13.01
AJG
Arthur J Gallagher & Co
-0.52
0.18%
281.10 41.13 17.09 4.21 2.74 4.93 19.58
WTW
Willis Towers Watson PLC
0.52
0.16%
329.38 19.92 14.56 2.96 3.91 3.52 13.08

Profile*

Zhibao Technology Inc. Class A Ordinary Shares

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in the People's Republic of China. The company also offers managing general underwriter services. In addition, it provides insurance product design and customization, selection of insurance companies, technology system interconnection and delivery, customer AARRR (Acquisition, Activation, Retention, Referral, and Revenue) operation, customer service, compliance management, and data analysis. Further, the company operates a digital insurance brokerage platform that offers a portfolio of 2B2C (to-business-to-customer) insurance tools for building the systems required for various insurance solutions. Additionally, it engages in research and development; offline insurance brokerage consulting; and healthcare services. The company serves the travel, outdoor activity, sports, logistics and supply chain, municipal gas and electricity utilities, and e-commerce industries. Zhibao Technology Inc. was founded in 2015 and is headquartered in Shanghai, China.

Building 6, Shanghai, China, 201204

86 21 5089 6502

137

Name Title Year Born
Mr. Botao Ma Chairman & CEO 1967
Mr. Yuanwen Xia CFA, CPA CFO & Director 1985
Mr. Xiao Luo Chief Operating Officer 1987
Mr. Yugang Wang Chief Technical Officer 1978
Ms. Jinmei Guo Hellstroem CEO & Chair of the Board 1974
Mr. Botao Ma Founder & Director 1991
Mr. Xiao Luo Co-Founder & Chief Marketing Officer 1987
Ms. Jinyang Gu CFO & Executive Director 1985
Mr. Xiaowei Le Chief Operating Officer 1976
Mr. Yugang Wang Chief Technology Officer 1978

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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