Explore 3 Stock Ideas & Industry Insights Download Free Report

Company price
119.05 USD -0.01 ( 0.01%)
Last update at 2026-11-06T21:03:00Z
VOLUME
11068234
Market Cap
230350.32M
P/E
16.28

Momentum Score

…

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
117.88
Low
121.53
High
52 Week Price Range
64.11
Low
135.28
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Citigroup Inc. is a global financial services firm providing consumer banking, credit cards, corporate and investment banking, and wealth management across many markets. Long-term growth drivers include a higher-rate environment that may boost net interest income, fee income from markets and institutional clients, and ongoing restructuring and digital investments that could support efficiency and return on capital.
Key risks include sensitivity to economic and capital-markets cycles, potential credit losses in downturns, significant regulatory and litigation exposure, and execution risk in restructuring and technology upgrades which investors should monitor.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
119.06
Dividend Yield
1.77%
Revenue TTM
78734.00M
Revenue Per Share
43.83
Gross Profit TTM
78734.00M
Debt / Equity
3.37
ROE
7.65%
Net Debt
366224.00M
ROCE
1.76%
Diluted EPS TTM
8.09

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 19828.00M 17046.00M 12910.00M 18807.00M 27469.00M
Minority interest -146.00M -151.00M -153.00M -89.00M -73.00M
Net income 14268.00M 12682.00M 9228.00M 14845.00M 21952.00M
Selling general administrative 38334.00M 28632.00M 29319.00M 26749.00M 25250.00M
Selling and marketing expenses 1097.00M 1113.00M 1393.00M 1556.00M 1490.00M
Gross profit 74980.00M 71120.00M 67901.00M 34156.00M 33012.00M
Reconciled depreciation 4373.00M 4311.00M 4560.00M 4262.00M 3964.00M
Ebit 19828.00M 17046.00M 12910.00M 44227.00M 27403.00M
Ebitda 23098.00M 21357.00M 17470.00M 48489.00M 31367.00M
Depreciation and amortization 3270.00M 4311.00M 4560.00M 4262.00M 3964.00M
Operating income 19828.00M 17046.00M 12910.00M 44227.00M 27403.00M
Other operating expenses 148474.00M 153661.00M 142472.00M 92441.00M -44484.00M
Interest expense 83072.00M 89618.00M 78358.00M 25740.00M 7981.00M
Tax provision 5373.00M 4211.00M 3528.00M 3642.00M 5451.00M
Interest income 142864.00M 143713.00M 133258.00M 74408.00M 50475.00M
Net interest income 59792.00M 54095.00M 54900.00M 48668.00M 42494.00M
Extraordinary items -3.00M -2.00M -1.00M -231.00M 7.00M
Income tax expense 5373.00M 4211.00M 3528.00M 3642.00M 5451.00M
Total revenue 168302.00M 170707.00M 155382.00M 75305.00M 71887.00M
Total operating expenses 55152.00M 54074.00M 54991.00M 51292.00M -44484.00M
Cost of revenue 93322.00M 99587.00M 87481.00M 41149.00M 38875.00M
Total other income expense net - -13189.00M -9904.00M -25420.00M 66.00M
Discontinued operations - - - -231.00M 7.00M
Net income from continuing ops 14455.00M 12835.00M 9382.00M 15165.00M 22018.00M
Net income applicable to common shares 13021.00M 11458.00M 7850.00M 13700.00M 20758.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2657202.00M 2352945.00M 2411834.00M 2416676.00M 2291413.00M
Intangible assets 4284.00M 4494.00M 4421.00M 4428.00M 4495.00M
Earning assets - - - - 1172055.00M
Other current assets - - 1094320.00M 23776.00M 327288.00M
Total liab 2443380.00M 2143579.00M 2205583.00M 2214838.00M 2088741.00M
Total stockholder equity 212291.00M 208598.00M 205453.00M 201189.00M 201972.00M
Other current liab 1055475.00M 1418304.00M -100996.00M -116314.00M -89403.00M
Common stock 31.00M 31.00M 31.00M 31.00M 31.00M
Capital stock 20081.00M 17881.00M 17631.00M 19026.00M 19026.00M
Retained earnings 215128.00M 206294.00M 198905.00M 194734.00M 184948.00M
Other liab - - - 84797.00M 74920.00M
Good will 19098.00M 19300.00M 20098.00M 19691.00M 21299.00M
Other assets 34826.00M -4190.00M 387503.00M 1014759.00M 815957.00M
Cash 349579.00M 276532.00M 260932.00M 342025.00M 262033.00M
Total current liabilities 1530287.00M 1788165.00M 278107.00M 116314.00M 89403.00M
Net debt 366224.00M 314028.00M 63144.00M -23323.00M 20314.00M
Short term debt 399976.00M 303260.00M 37457.00M 47096.00M 27973.00M
Short long term debt 51878.00M 48505.00M 37457.00M 47096.00M 27973.00M
Short long term debt total 715803.00M 590560.00M 324076.00M 318702.00M 282347.00M
Other stockholder equity 18979.00M 32275.00M 33717.00M 34491.00M 36763.00M
Property plant equipment 33339.00M 30192.00M - 26253.00M 2900.00M
Total current assets 738120.00M 549135.00M 241915.00M 635317.00M 604895.00M
Long term investments 747551.00M 720724.00M 733685.00M 860696.00M 844767.00M
Net tangible assets - - - 158740.00M 157587.00M
Short term investments 325862.00M 221487.00M 241904.00M 249679.00M 288522.00M
Net receivables 62679.00M 51116.00M 54190.00M 54192.00M 54340.00M
Long term debt 315827.00M 287300.00M 286619.00M 271606.00M 254374.00M
Inventory - - -1148510.00M 15.00M 27.00M
Accounts payable 74836.00M 66601.00M 63539.00M 69218.00M 61430.00M
Noncontrolling interest in consolidated entity - - - - 700.00M
Accumulated other comprehensive income -41897.00M -47852.00M -44800.00M -47062.00M -38765.00M
Common stock total equity - - - - 31.00M
Preferred stock total equity - - - - 18995.00M
Retained earnings total equity - - - - 184948.00M
Treasury stock - - - - -71240.00M
Non currrent assets other 1418132.00M 824404.00M 2117323.00M -144468.00M -870561.00M
Non current assets total 1919082.00M 1803810.00M 2169919.00M 766600.00M 870561.00M
Long term debt total 315827.00M 278800.00M - 271606.00M 254374.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 48720.00M 86250.00M -8459.00M -79455.00M -122906.00M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -204717.00M 86250.00M - -79455.00M -124905.00M
Net borrowings 22081.00M 17166.00M - 77945.00M -14073.00M
Total cash from financing activities 238031.00M -38304.00M 687.00M 137763.00M 17272.00M
Change to operating activities - - - 3904.00M -5482.00M
Net income 14138.00M 12684.00M 9049.00M 15076.00M 21945.00M
Change in cash 73047.00M 15600.00M -81093.00M 79992.00M -47582.00M
Begin period cash flow 276532.00M 260932.00M 342025.00M 262033.00M 309615.00M
End period cash flow 349579.00M 276532.00M 260932.00M 342025.00M 262033.00M
Total cash from operating activities 28803.00M -19669.00M -73416.00M 25069.00M 61249.00M
Issuance of capital stock 7186.00M 5282.00M 2739.00M 0.00M 3300.00M
Depreciation 4373.00M 4311.00M 4560.00M 4262.00M 3964.00M
Other cashflows from investing activities -70283.00M 58533.00M - -73823.00M -120786.00M
Dividends paid 5372.00M 5199.00M 5212.00M 5003.00M 5198.00M
Sale purchase of stock -18250.00M -7524.00M -6122.00M -3594.00M -7938.00M
Other cashflows from financing activities 139043.00M -48029.00M 7345.00M 142766.00M 22470.00M
Change to netincome - - - 4331.00M -2244.00M
Capital expenditures 6520.00M 6500.00M 6583.00M 5632.00M 4119.00M
Cash flows other operating - - - - 21945.00M
Cash and cash equivalents changes - - - - -46384.00M
Change in working capital -2546.00M -59031.00M -99387.00M 19553.00M 38864.00M
Stock based compensation - - 1819.00M 1839.00M -3650.00M
Other non cash items 17211.00M 24263.00M 14778.00M -12681.00M -1287.00M
Free cash flow 22283.00M -26169.00M -79999.00M 19437.00M 57130.00M

Peer Comparison*

Sector: Financial Services Industry: Banks - Diversified

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
C
Citigroup Inc.
-0.01
0.01%
119.05 16.28 12.59 2.93 1.17 7.07
JPM
JPMorgan Chase & Co
-2.85
0.84%
334.49 15.10 14.01 5.03 2.63 5.76
IDCBF
Industrial and Commercial Bank of China
-
-%
1.00 6.53 6.02 0.67 0.56 5.72
IDCBY
Industrial and Commercial Bank of China
0.10
0.52%
20.26 6.49 6.00 0.65 0.55 5.72
ACGBY
Agricultural Bank of China PK
0.12
0.55%
21.89 6.92 6.73 0.67 0.60 6.34

Profile*

Citigroup Inc.

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

388 Greenwich Street, New York, NY, United States, 10013

212 559 1000

224000

Name Title Year Born
Ms. Jane Nind Fraser CEO & Director 1968
Mr. Mark A.L. Mason Chief Financial Officer 1970
Mr. Paco Ybarra Chief Exec. Officer of Institutional Clients Group 1962
Mr. Peter Babej Chief Exec. Officer of Asia-Pacific 1964
Engineer Ernesto Torres Cantú Chief Exec. Officer of Latin America 1964
Mr. Sanford I. Weill Chairman Emeritus and Sr. Advisor 1934
Mr. Michael Whitaker Head of Enterprise Operations & Technology 1964
Mr. David R. Bailin Chief Investment Officer & Global Head of Investments NA
Mr. Johnbull E. Okpara Chief Accounting Officer & Controller 1972
Mr. Manolo Falco Co-Head of Investment Banking NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…