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Home CompaniesPrimerica Inc

Primerica Inc

Financial Services Insurance - Life
PortfolioPortfolio WatchlistWatchlist
Company price
290.58 USD 1.62 ( 0.56%)
Last update at 2026-11-06T21:00:00Z
VOLUME
380559
Market Cap
9018.07M
P/E
11.88

Momentum Score

…

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
280.20
Low
292.02
High
52 Week Price Range
227.14
Low
325.96
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
288.96
Dividend Yield
1.57%
Revenue TTM
3486.13M
Revenue Per Share
109.59
Gross Profit TTM
2513.40M
Debt / Equity
0.74
ROE
32.97%
Net Debt
1063.77M
ROCE
7.00%
Diluted EPS TTM
24.67

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 974.56M 939.25M 771.74M 493.75M 511.17M
Minority interest - 0.00M 0.00M 5.04M 1.38M
Net income 751.23M 470.52M 576.60M 367.97M 373.36M
Selling general administrative 263.47M 573.25M 235.46M 462.76M 522.31M
Selling and marketing expenses 686.92M 573.25M 457.44M - -
Gross profit 2597.57M 3089.14M 1102.97M 2399.74M 2412.88M
Reconciled depreciation 19.25M 23.40M 33.34M 34.17M 29.84M
Ebit 998.52M 1003.53M 798.33M 526.02M 437.97M
Ebitda 1017.77M 962.65M 830.30M 529.35M 467.81M
Depreciation and amortization 19.25M 23.40M 31.96M 3.33M 29.84M
Operating income 974.56M 1026.93M 771.74M 526.02M 437.97M
Other operating expenses 2251.54M 1001.90M 1976.77M 2226.38M 2198.56M
Interest expense 23.96M 25.03M 26.59M 27.24M 30.62M
Tax provision 223.33M 219.12M 142.65M 125.78M 139.19M
Interest income 58.04M 62.65M 65.66M 27.24M 30.62M
Net interest income -23.96M -25.03M -26.78M -27.24M -30.62M
Extraordinary items 0.00M -249.61M -14.58M - -
Income tax expense 223.33M 219.12M 180.56M 125.78M 139.19M
Total revenue 3226.10M 3089.14M 2748.51M 2720.13M 2709.73M
Total operating expenses 1623.00M 2149.90M 331.23M 320.39M -2271.76M
Cost of revenue 628.54M 25.03M 1645.54M 320.39M 296.85M
Total other income expense net 65.61M 119.35M -1034.46M -32.27M 73.20M
Net income from continuing ops 751.23M 720.13M 472.33M 367.97M 371.98M
Net income applicable to common shares 748.79M 468.78M 574.12M 371.33M 371.82M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 15012.34M 14582.02M 15034.43M 15348.88M 16123.22M
Intangible assets 3961.27M 3725.70M 3364.80M 185.53M 195.82M
Other current assets -275.17M - 1814.71M 4261.19M 4287.12M
Total liab 12566.43M 12322.98M 12967.44M 13627.38M 14033.44M
Total stockholder equity 2445.90M 2259.04M 2065.97M 1721.50M 2082.51M
Deferred long term liab - - - - 226.00M
Other current liab 232.84M 143.66M 153.37M -436.92M -600.38M
Common stock 0.32M 0.33M 0.35M 0.37M 0.39M
Capital stock 0.32M 0.33M 0.35M 0.37M 0.39M
Retained earnings 2416.15M 2231.48M 2276.95M 1973.40M 2004.51M
Other liab - - - 10367.98M 10554.35M
Good will - - 127.71M 127.71M 179.15M
Other assets 10903.69M 10675.47M 2304.08M 12010.45M 3446.53M
Cash 756.23M 687.82M 594.15M 489.24M 392.50M
Cash and equivalents 756.23M 687.82M 613.15M 489.24M 392.50M
Total current liabilities 743.71M 705.60M 710.40M 740.23M 600.38M
Current deferred revenue 15.52M 15.61M 14.88M - -
Net debt 1063.77M 1265.72M 1450.72M 1594.13M 1647.11M
Short term debt 7.69M 7.23M 5.67M 638.90M 15.00M
Short long term debt - - - 0.00M 15.00M
Short long term debt total 1820.00M 1953.55M 2044.87M 2083.37M 2039.61M
Other stockholder equity 118.76M 27.22M -0.00M -11.40M 5.22M
Property plant equipment 82.67M 88.72M 92.46M 93.86M 47.94M
Total current assets 4898.29M 6691.83M 6648.52M 2984.70M 8019.95M
Long term investments 4479.86M 4280.16M 4154.79M 4048.88M 4233.82M
Net tangible assets - - - 1408.27M 1707.53M
Short term investments 1226.55M 2949.14M 2738.13M 2564.86M 2787.81M
Net receivables 2915.51M 3054.87M 3316.24M 4571.56M 4839.64M
Long term debt 1770.43M 1898.07M 1980.30M 2037.37M 1970.69M
Inventory - - -5103.14M - -
Accounts payable 495.36M 488.35M 513.80M 538.25M 585.38M
Accumulated other comprehensive income 29.43M 27.22M -211.33M -252.27M 72.39M
Common stock total equity - - - - 0.39M
Retained earnings total equity - - - - 2004.51M
Non currrent assets other 2629.53M 2572.20M 3217.02M -4150.22M -81.80M
Non current assets total 10114.05M 7890.19M 8385.92M 353.73M 4656.74M
Capital lease obligations 49.56M 55.48M 61.36M 45.99M 53.92M
Long term debt total 1771.43M 1899.07M 1980.80M 2038.17M 1985.69M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -209.52M -232.25M -191.06M -200.05M -404.24M
Change to liabilities - - - 0.00M 464.16M
Total cashflows from investing activities -235.57M -232.25M -90.05M -200.05M -923.38M
Net borrowings -0.26M -0.26M -0.27M -12.63M 208.28M
Total cash from financing activities -599.64M -551.14M -479.62M -457.85M 107.97M
Change to operating activities - - - 450.10M 482.08M
Net income 751.23M 470.52M 576.60M 367.97M 371.98M
Change in cash 68.41M 74.67M 123.91M 96.74M -155.07M
Begin period cash flow 687.82M 613.15M 489.24M 392.50M 547.57M
End period cash flow 756.23M 687.82M 613.15M 489.24M 392.50M
Total cash from operating activities 901.18M 862.09M 692.52M 757.66M 656.96M
Depreciation 19.25M 23.40M 31.96M 34.17M 29.84M
Other cashflows from investing activities -1.16M 28.62M -1.15M -174.24M -519.15M
Dividends paid 136.05M 112.81M 93.72M 83.78M 74.64M
Change to account receivables 242.99M 201.33M 228.35M 231.43M 14.36M
Sale purchase of stock -450.03M -428.43M -375.06M -356.31M -18.75M
Other cashflows from financing activities -13.29M -9.65M -10.58M -5.13M -11.98M
Change to netincome - - - -481.98M 61.49M
Capital expenditures 26.05M 29.23M 33.90M 25.80M 24.69M
Change receivables - - - - 14.36M
Cash flows other operating - - - - -541.16M
Exchange rate changes - - - - 3.38M
Cash and cash equivalents changes - - - - -155.07M
Change in working capital 359.85M 394.07M 358.26M -27.29M -62.64M
Stock based compensation 24.60M 25.07M 18.91M 22.36M 16.84M
Other non cash items -224.21M 59.62M -249.84M 440.43M 326.54M
Free cash flow 875.13M 832.86M 658.62M 731.86M 632.27M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Life

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
PRI
Primerica Inc		 1.62
0.56%		 290.58 11.88 14.04 2.59 3.60 3.00
PIAIF
Ping An Insurance		 -
-%		 5.96 5.78 5.15 0.13 0.85 1.31
CILJF
China Life Insurance Co Ltd		 -0.16
4.62%		 3.30 2.96 5.06 0.23 1.11 1.10
AAGIY
AIA Group Ltd ADR		 0.28
0.70%		 40.39 12.84 11.34 3.88 2.47 2.22
AAIGF
AIA Group Ltd		 -
-%		 10.08 12.45 10.93 3.86 2.38 2.21

Profile*

Primerica Inc

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.

1 Primerica Parkway, Duluth, GA, United States, 30099

770 381 1000

https://www.primerica.com

2301

Name Title Year Born
Mr. Glenn Jackson Williams CEO & Director 1959
Mr. Peter Wayne Schneider Pres 1956
Ms. Alison Sue Rand Exec. VP & CFO 1968
Mr. Gregory Carl Pitts Exec. VP & COO 1963
Mr. Michael Craig Adams Co-Head of Bus. Technology, Chief Bus. Technology Officer & Exec. VP 1957
Ms. Lisa Abraham Brown Exec. VP & Chief Admin. Officer 1970
Ms. Nicole Russell Sr. VP of Investor Relations NA
Mr. Jeffrey Scott Fendler Exec. VP and Chief Compliance & Risk Officer 1957
Mr. Brett Allan Rogers Exec. VP & Gen. Counsel 1965
Mr. Robert Hudson Peterman Jr. Exec. VP & Chief Marketing Officer 1966

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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