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Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans. The company also offers private mortgage insurance, specialty insurance, and reinsurance lines. It serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.
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| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 763.15M | 771.29M | 767.49M | 952.78M | 764.83M |
| Net income | 582.80M | 604.44M | 603.12M | 742.93M | 600.67M |
| Selling general administrative | 156.31M | 259.13M | 264.73M | 381.15M | 323.69M |
| Gross profit | 1151.15M | 1227.58M | 854.52M | 727.22M | 902.53M |
| Reconciled depreciation | 46.43M | 78.75M | 5.70M | 4.31M | 3.45M |
| Ebit | 828.70M | 875.03M | 767.49M | 485.65M | 761.42M |
| Ebitda | 872.38M | 953.78M | 767.49M | 489.96M | 764.87M |
| Depreciation and amortization | 43.68M | 78.75M | 20.48M | 4.31M | 3.45M |
| Operating income | 763.15M | 771.29M | 767.49M | 485.65M | 761.42M |
| Other operating expenses | 483.60M | 519.36M | 386.07M | 237.95M | 565.10M |
| Interest expense | 65.56M | 103.74M | 89.69M | 84.45M | 84.34M |
| Tax provision | 173.05M | 166.85M | 168.21M | 209.84M | 164.16M |
| Interest income | 69.00M | 103.74M | 89.69M | 84.45M | 84.34M |
| Net interest income | -67.78M | -103.74M | -90.74M | -84.45M | -84.34M |
| Extraordinary items | -35.54M | -55.88M | -72.74M | - | - |
| Income tax expense | 164.99M | 166.85M | 164.37M | 209.84M | 164.16M |
| Total revenue | 1247.25M | 1290.65M | 1240.59M | 1190.73M | 1329.93M |
| Total operating expenses | 387.50M | 456.29M | 438.32M | 381.15M | -568.51M |
| Cost of revenue | 96.10M | 63.07M | 386.07M | 463.51M | 427.40M |
| Total other income expense net | 6.48M | -135.41M | 5.46M | 467.13M | 3.41M |
| Net income from continuing ops | 618.18M | 604.44M | 622.76M | 742.93M | 600.67M |
| Net income applicable to common shares | 582.64M | 604.44M | 603.12M | 742.93M | 600.67M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 8122.40M | 8663.99M | 7593.93M | 7063.73M | 7839.19M |
| Intangible assets | 19.02M | 38.21M | 71.28M | 5.48M | 9.79M |
| Other current assets | 1171.88M | 993.55M | 850.76M | 596.37M | -5208.39M |
| Total liab | 3340.88M | 4040.13M | 3196.13M | 3144.40M | 1897.96M |
| Total stockholder equity | 4781.51M | 4623.86M | 4397.81M | 3919.33M | 4258.80M |
| Deferred long term liab | - | - | - | 391.08M | 337.51M |
| Other current liab | 520.14M | 98.69M | 109.80M | 298.88M | 329.09M |
| Common stock | 0.16M | 0.17M | 0.17M | 0.18M | 0.19M |
| Capital stock | 0.16M | 0.17M | 0.17M | 0.18M | 0.19M |
| Retained earnings | 5132.05M | 4695.35M | 4243.76M | 3786.95M | 3180.93M |
| Other liab | - | - | - | 664.07M | 1462.77M |
| Good will | - | - | 0.00M | 9.80M | 9.80M |
| Other assets | 7960.21M | 7986.61M | -1869.81M | 1107.95M | 892.07M |
| Cash | 24.83M | 38.82M | 19.00M | 56.18M | 151.15M |
| Total current liabilities | 1735.82M | 158.13M | 1187.50M | 596.37M | 0.02M |
| Current deferred revenue | 159.34M | - | 21.00M | - | - |
| Net debt | 1106.41M | 2305.78M | 1562.95M | 1513.14M | 1409.31M |
| Short term debt | 40.31M | 36.14M | 1056.93M | 0.00M | 0.02M |
| Short long term debt | - | 36.14M | 1056.93M | - | - |
| Short long term debt total | 1131.23M | 2344.60M | 1581.95M | 1569.33M | 1560.46M |
| Other stockholder equity | -128.53M | 278.58M | 484.72M | 589.00M | 957.57M |
| Property plant equipment | 26.16M | 40.55M | 80.11M | 70.98M | 75.09M |
| Total current assets | 7426.23M | 6793.47M | 6868.32M | 5869.51M | 343.06M |
| Long term investments | 5914.99M | 5817.41M | 6044.27M | 5693.49M | 6513.54M |
| Net tangible assets | - | - | - | 3904.04M | 4239.20M |
| Short term investments | 5878.36M | 5596.57M | 5848.79M | 5419.80M | 6068.59M |
| Net receivables | 351.17M | 164.53M | 149.77M | 145.47M | 191.91M |
| Long term debt | 1109.12M | 2271.01M | 1537.26M | 1569.33M | 1560.46M |
| Inventory | - | - | -6017.56M | - | - |
| Accounts payable | - | - | 130.56M | 562.74M | 228.08M |
| Accumulated other comprehensive income | -222.16M | -350.24M | -330.85M | -456.80M | 120.09M |
| Common stock total equity | - | - | - | 0.18M | 0.19M |
| Retained earnings total equity | - | - | - | 3786.95M | 3180.93M |
| Treasury stock | - | - | - | -930.64M | -920.80M |
| Non currrent assets other | 471.35M | 1804.67M | 661.79M | -5687.98M | -6604.06M |
| Non current assets total | 696.16M | 1870.52M | 725.61M | 86.27M | 6604.06M |
| Capital lease obligations | 22.12M | 37.44M | 44.69M | - | - |
| Long term debt total | 1109.12M | 2307.16M | 1537.26M | 1569.33M | 1637.55M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | -82.05M | 327.75M | -243.18M | -5.17M | 4.61M |
| Change to liabilities | - | - | - | -57.61M | -119.70M |
| Total cashflows from investing activities | 127.29M | 327.75M | -300.84M | -5.17M | -1.86M |
| Net borrowings | -4.66M | 757.78M | -36.34M | 55.92M | 7.57M |
| Total cash from financing activities | -243.10M | 357.23M | -265.09M | -479.18M | -496.78M |
| Change to operating activities | - | - | - | -419.73M | -142.80M |
| Net income | 582.80M | 660.32M | 603.12M | 742.93M | 600.67M |
| Change in cash | 5.59M | 21.41M | -36.49M | -96.06M | 58.47M |
| Begin period cash flow | 19.25M | 20.07M | 56.56M | 152.62M | 94.15M |
| End period cash flow | 24.84M | 41.47M | 20.07M | 56.56M | 152.62M |
| Total cash from operating activities | 119.86M | -663.57M | 529.43M | 388.30M | 557.11M |
| Issuance of capital stock | 1.04M | 0.93M | 1.76M | 1.34M | 1.38M |
| Depreciation | 46.43M | 61.75M | 79.11M | 76.58M | 75.47M |
| Other cashflows from investing activities | 213.54M | 49.77M | -0.04M | 12.50M | 6.13M |
| Dividends paid | 145.62M | 151.96M | 145.91M | 135.44M | 103.30M |
| Change to account receivables | -13.45M | -11.25M | -1.89M | 46.47M | 2.58M |
| Sale purchase of stock | -431.91M | -225.06M | -133.31M | -400.19M | -399.10M |
| Other cashflows from financing activities | 405.56M | 1143.07M | -0.90M | 130.87M | 52.24M |
| Change to netincome | - | - | - | 299.01M | 149.75M |
| Capital expenditures | 4.21M | 1.56M | 16.28M | 17.67M | 12.60M |
| Change in working capital | -83.78M | -241.66M | -286.11M | -715.37M | -265.22M |
| Stock based compensation | - | - | 41.13M | - | - |
| Other non cash items | -379.15M | -1309.90M | -72.82M | 77.24M | -15.60M |
| Free cash flow | 115.66M | -666.75M | 513.15M | 370.63M | 544.51M |
Sector: Financial Services Industry: Insurance - Specialty
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| RDN Radian Group Inc |
0.48 1.33% |
36.45 | 8.84 | 6.52 | 2.84 | 0.99 | 3.56 |
| FNF Fidelity National Financial Inc |
0.44 1.00% |
44.28 | 22.83 | 12.82 | 0.95 | 1.85 | 1.14 |
| MDBPF Medibank Private Limited |
- -% |
3.90 | 32.50 | 20.92 | 1.16 | 6.50 | 1.62 |
| AXS AXIS Capital Holdings Ltd |
0.23 0.22% |
106.20 | 8.27 | 7.52 | 1.15 | 1.30 | 1.37 |
| ACT Enact Holdings Inc |
-0.01 0.02% |
46.42 | 10.57 | 9.64 | 5.43 | 1.26 | 5.73 |
Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans. The company also offers private mortgage insurance, specialty insurance, and reinsurance lines. It serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.
| Name | Title | Year Born |
|---|---|---|
| Mr. Richard Gerald Thornberry | CEO & Director | 1958 |
| Mr. J. Franklin Hall | Sr. EVP & CFO | 1968 |
| Mr. Edward John Hoffman | Sr. EVP, Gen. Counsel & Corp. Sec. | 1974 |
| Mr. Derek V. Brummer | Pres of Mortgage | 1971 |
| Mr. Brien Joseph McMahon | Sr. Exec. VP, Chief Franchise Officer & Co-Head of homegenius | 1961 |
| Mr. William Thomas Tomljanovic | Chief Investment Officer, Sr. VP & Treasurer | 1962 |
| Mr. Robert James Quigley | Exec. VP, Corp. Controller & Chief Accounting Officer | 1973 |
| Mr. John W. Damian | Sr. VP of Corp. Devel. & Investor Relations | NA |
| Ms. Emily S. Riley | Exec. VP, Chief Marketing & Corp. Communications Officer | NA |
| Ms. Mary Creedon Dickerson | Exec. VP & Chief People Officer | NA |
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