Explore 3 Stock Ideas & Industry Insights Download Free Report

888-969-2592
Shopping Cart 0
countryflagCA
Login

Home CompaniesUnum Group

Unum Group

Financial Services Insurance - Life
PortfolioPortfolio WatchlistWatchlist
Company price
76.75 USD 2.80 ( 3.79%)
Last update at 2026-11-06T21:00:00Z
VOLUME
3872931
Market Cap
15178.46M
P/E
22.25

Momentum Score

…

Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was formerly known as UnumProvident Corporation and changed its name to Unum Group in March 2007. The company was founded in 1848 and is based in Chattanooga, Tennessee.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
73.39
Low
76.98
High
52 Week Price Range
68.21
Low
96.77
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Unum Group is a U.S. insurer providing group and individual disability, life, accident and supplemental health benefits, primarily to employers. Long-term growth drivers include steady demand for employer-sponsored benefits, demographic and workplace trends affecting disability and life coverage, and support from investment income and distribution. Investors may view its market position and underwriting as supportive of long-term cash generation.
Principal risks include sensitivity to investment yields and credit markets, morbidity and mortality and reserve-development volatility, regulatory and litigation exposure, and competitive pressures that could compress margins.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
73.95
Dividend Yield
1.99%
Revenue TTM
13347.70M
Revenue Per Share
80.72
Gross Profit TTM
3911.40M
Debt / Equity
0.35
ROE
6.35%
Net Debt
3744.80M
ROCE
1.85%
Diluted EPS TTM
4.31

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 933.50M 2251.30M 1640.10M 1631.40M 1063.00M
Net income 738.50M 1779.10M 1283.80M 1314.20M 824.20M
Selling general administrative 1183.60M 1166.20M 1162.60M 1089.50M 975.20M
Gross profit 4989.10M 4744.10M 4032.30M 11517.50M 11801.00M
Reconciled depreciation 123.00M 116.10M 107.90M 110.50M 119.80M
Ebit 1142.30M 2452.40M 1834.90M 1819.90M 820.10M
Ebitda 1265.30M 2568.50M 1943.70M 1930.40M 939.90M
Depreciation and amortization 123.00M 116.10M 108.80M 110.50M 119.80M
Operating income 933.50M 2251.30M 1640.10M 1819.90M 820.10M
Other operating expenses 12120.90M 10538.80M 10668.60M 10359.60M 10950.80M
Interest expense 208.80M 201.10M 194.80M 188.50M 185.00M
Tax provision 195.00M 472.20M 316.90M 317.20M 238.80M
Interest income 208.80M 201.10M 194.80M 188.50M 185.00M
Net interest income -208.80M -201.10M -192.80M -188.50M -185.00M
Income tax expense 195.00M 472.20M 356.30M 317.20M 238.80M
Total revenue 13054.40M 12790.10M 12308.70M 11991.00M 12013.80M
Total operating expenses 4055.60M 2492.80M 2392.20M -9697.60M -11193.70M
Cost of revenue 8065.30M 8046.00M 8276.40M 473.50M 212.80M
Total other income expense net -12142.00M -291.60M -290.40M -188.50M 242.90M
Net income from continuing ops 738.50M 1779.10M 1149.40M 1314.20M 824.20M
Net income applicable to common shares 738.50M 1779.10M 1283.80M 1314.20M 824.20M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 64094.40M 62353.80M 63255.20M 61434.90M 70115.60M
Intangible assets 56.90M 55.10M 63.90M 62.90M 73.10M
Other current assets - -48088.40M 4862.70M -10173.30M 11522.00M
Total liab 52975.30M 51392.70M 53603.80M 52237.40M 3900.60M
Total stockholder equity 11119.10M 10961.10M 9651.40M 9197.50M 11416.40M
Deferred long term liab - - - 9.20M 458.40M
Other current liab -22.40M -226.50M -9467.80M 76.00M 506.60M
Common stock 19.60M 19.50M 19.40M 30.80M 30.70M
Capital stock 19.60M 19.50M 19.40M 30.80M 30.70M
Retained earnings 13345.30M 12914.00M 11431.50M 12912.10M 11853.20M
Other liab - - - 48108.20M 54750.40M
Good will 353.90M 349.10M 349.90M 347.60M 352.20M
Other assets 79.50M 61959.30M 62166.20M 57144.40M 10601.40M
Cash 158.20M 162.80M 146.00M 119.20M 75.00M
Cash and equivalents 158.20M 162.80M 146.00M 119.20M 75.00M
Total current liabilities - 676.00M -9448.60M 192.90M 506.60M
Current deferred revenue - 384.00M 380.20M 114.90M -
Net debt 3744.80M 3698.40M 3284.40M 3310.60M 3367.20M
Short term debt 22.40M 292.00M 19.20M 2.00M 0.00M
Short long term debt 0.00M 274.60M 0.00M 2.00M -
Short long term debt total 3903.00M 3861.20M 3430.40M 3429.80M 3442.20M
Other stockholder equity -437.30M 551.30M 1508.50M -988.80M -821.60M
Property plant equipment 559.40M 532.70M 521.10M 451.70M 462.70M
Total current assets 1588.00M 1621.80M 970.90M 3041.40M 13902.20M
Long term investments 36072.80M 38170.20M 38444.60M 36235.60M 52753.00M
Net tangible assets - - - 8849.90M 11064.20M
Short term investments 36072.80M 38170.20M 38444.60M 1394.80M 1388.00M
Net receivables 1429.80M 1459.00M 10652.10M 11700.70M 12439.20M
Long term debt 3767.60M 3465.20M 3430.40M 3427.80M 3442.20M
Inventory - - -53134.50M - -
Accounts payable - - - 190.90M 159.10M
Accumulated other comprehensive income -1808.50M -2523.70M -3308.00M -2756.60M 354.10M
Common stock total equity - - - 30.80M 30.70M
Retained earnings total equity - - - 12912.10M 11853.20M
Treasury stock - - - -3429.80M -3229.70M
Non currrent assets other 17417.80M 13379.70M -39343.70M -36235.60M -144.50M
Non current assets total 62506.40M 60732.00M 118.10M 1249.10M 45612.00M
Long term debt total 3767.60M 3465.20M 3430.40M 3427.80M 3442.20M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 350.30M -344.40M -763.30M -853.70M -1230.30M
Change to liabilities - - - -454.70M 380.80M
Total cashflows from investing activities 548.90M -344.40M -725.90M -955.90M -1340.60M
Net borrowings 21.00M 41.60M -2.00M -18.40M 25.30M
Total cash from financing activities -1241.20M -1152.00M -450.10M -418.60M -168.90M
Change to operating activities - - - -361.80M 163.50M
Net income 738.50M 1779.10M 1283.80M 1314.20M 824.20M
Change in cash -4.60M 16.80M 26.80M 44.20M -122.00M
Begin period cash flow 162.80M 146.00M 119.20M 75.00M 197.00M
End period cash flow 158.20M 162.80M 146.00M 119.20M 75.00M
Total cash from operating activities 687.70M 1513.20M 1202.80M 1418.70M 1387.50M
Issuance of capital stock 5.10M 6.00M 5.40M 4.00M 3.40M
Depreciation 123.00M 116.10M 108.80M 110.50M 119.80M
Other cashflows from investing activities 330.90M 251.80M -98.30M -853.70M -1230.30M
Dividends paid 306.20M 296.50M 277.10M -254.20M -239.40M
Change to account receivables 529.40M 623.90M 602.70M 566.00M 678.00M
Sale purchase of stock -1010.30M -972.90M -250.10M -200.10M -50.00M
Other cashflows from financing activities 49.20M 69.80M 73.90M 395.70M 617.10M
Change to netincome - - - 65.90M 17.10M
Capital expenditures 132.30M 125.70M 134.80M 102.20M 110.30M
Change receivables - - - 382.80M 502.40M
Cash flows other operating - - - - -456.80M
Cash and cash equivalents changes - - - 44.20M -122.00M
Change in working capital 661.70M -222.20M -29.60M 145.40M 1136.80M
Stock based compensation - - 64.10M - -
Other non cash items -835.50M -159.80M -160.20M -151.40M -693.30M
Free cash flow 555.40M 1387.50M 1068.00M 1316.50M 1277.20M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Life

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
UNM
Unum Group		 2.80
3.79%		 76.75 22.25 8.22 1.14 1.39 1.40
PIAIF
Ping An Insurance		 -
-%		 5.96 5.78 5.15 0.13 0.85 1.31
CILJF
China Life Insurance Co Ltd		 -0.16
4.62%		 3.30 2.96 5.06 0.23 1.11 1.10
AAGIY
AIA Group Ltd ADR		 0.28
0.70%		 40.39 12.84 11.34 3.88 2.47 2.22
AAIGF
AIA Group Ltd		 -
-%		 10.08 12.45 10.93 3.86 2.38 2.21

Profile*

Unum Group

Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was formerly known as UnumProvident Corporation and changed its name to Unum Group in March 2007. The company was founded in 1848 and is based in Chattanooga, Tennessee.

1 Fountain Square, Chattanooga, TN, United States, 37402

423 294 1011

https://www.unum.com

10684

Name Title Year Born
Mr. Richard Paul McKenney Pres, CEO & Director 1969
Mr. Steven Andrew Zabel Exec. VP & CFO 1969
Mr. Michael Quinn Simonds Exec. VP & COO 1974
Mr. Puneet Bhasin Exec. VP, Chief Information & Digital Officer 1963
Ms. Lisa Gonzalez Iglesias CPA, J.D. Exec. VP & Gen. Counsel 1966
Ms. Martha Davies Leiper C.F.A., CFA Exec. VP & Chief Investment Officer 1963
Mr. Walter Lynn Rice Jr. Sr. VP & Chief Accounting Officer 1970
Mr. J. Matthew Royal Sr. VP of Investor Relations & Treasury NA
Ms. Elizabeth A. Claire Ahmed Exec. VP of People & Communications 1975
Mr. Joseph Richard Foley Sr. VP of Corp. Marketing & PR 1956

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Kalkine

3 Mining Stock
Ideas Report

Download a free report with stock ideas and industry insights for general information.

Download Free Report Now → sector image

Top Stocks by Market Cap*

ITH
CAD 2.15
+27.68%
HG
CAD 4.11
+19.13%
PPTA
CAD 27.74
+17.99%
UCU
CAD 2.10
+17.32%
GAU
CAD 3.49
+16.72%
TSU
CAD 29.67
-29.71%
PXT
CAD 19.73
-16.91%
LAS-A
CAD 230.50
-9.25%
IFP
CAD 13.50
-8.35%
NFI
CAD 24.01
-7.80%

Equity Sectors*

  • Basic Materials

    +3.74%

  • Communication Services

    +0.56%

  • Consumer Cyclical

    -0.34%

  • Consumer Defensive

    +0.11%

  • Energy

    +1.33%

  • Financial Services

    -0.26%

  • Healthcare

    +2.54%

  • Industrials

    -0.11%

  • Real Estate

    -0.23%

  • Technology

    +1.91%

  • Utilities

    +1.05%

Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.

Support

Hi! How can we help you today?

Loading…