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Standard Life plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, and Europe & Other segments. The company offers defined contribution workplace pensions, retail savings for retirement, international bonds, and legacy savings and pension products; defined benefit pension income, income drawdown and lifetime annuities, fixed-term annuities, and smoothed managed funds. It also offers new and in-force individual annuity and pension risk transfer contracts written within shareholder funds; U.K. individual annuity; workplace pensions and self-invested personal pensions; new and in-force insurance and investment unit-linked products; and protection products. The company offers its products under the Standard Life, SunLife, Phoenix Life, Phoenix Wealth, Phoenix Corporate Investment Services, and ReAssure brands. Standard Life plc was formerly known as Phoenix Group Holdings plc and changed its name to Standard Life plc in February 2026. The company was founded in 1782 and is based in London, the United Kingdom.
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| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | -432.00M | -1107.00M | 262.00M | -4089.00M | -430.00M |
| Minority interest | -49.00M | -12.00M | -28.00M | -67.00M | -128.00M |
| Net income | -443.00M | -1090.00M | 56.00M | -2724.00M | -837.00M |
| Selling general administrative | - | 1067.00M | 1237.00M | 911.00M | 2056.00M |
| Selling and marketing expenses | - | 58.00M | 66.00M | 63.00M | 37.00M |
| Gross profit | - | 14450.00M | 15637.00M | 23167.00M | 2279.00M |
| Reconciled depreciation | 257.00M | 294.00M | 347.00M | 355.00M | 644.00M |
| Ebit | - | -1164.00M | 520.00M | -3859.00M | -188.00M |
| Ebitda | - | -870.00M | 549.00M | -3853.00M | -168.00M |
| Depreciation and amortization | - | 294.00M | 29.00M | 6.00M | 20.00M |
| Operating income | - | -1107.00M | 262.00M | -4089.00M | -430.00M |
| Other operating expenses | - | 11388.00M | 15375.00M | 34955.00M | 10768.00M |
| Interest expense | 266.00M | 290.00M | 258.00M | 230.00M | 242.00M |
| Tax provision | -38.00M | -376.00M | -6.00M | -855.00M | 21.00M |
| Interest income | 6427.00M | 5483.00M | 4832.00M | 22250.00M | 6995.00M |
| Net interest income | -266.00M | -290.00M | -258.00M | -230.00M | -242.00M |
| Income tax expense | - | 29.00M | 178.00M | 1432.00M | 279.00M |
| Total revenue | 31842.00M | 17007.00M | 15637.00M | 30866.00M | 10338.00M |
| Total operating expenses | 25990.00M | 11406.00M | 15375.00M | 27256.00M | 2709.00M |
| Cost of revenue | - | -18.00M | 1.00M | 7699.00M | 8059.00M |
| Total other income expense net | 306.00M | 329.00M | 324.00M | 343.00M | 365.00M |
| Net income from continuing ops | -394.00M | -1078.00M | 84.00M | -2657.00M | -709.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 332241.00M | 307857.00M | 299308.00M | 281040.00M | 327768.00M |
| Intangible assets | 1544.00M | 1872.00M | 2018.00M | 221.00M | 242.00M |
| Other current assets | - | -14780.00M | 14853.00M | 1094.00M | 3175.00M |
| Total liab | 330949.00M | 305611.00M | 295769.00M | 276803.00M | 318937.00M |
| Total stockholder equity | 738.00M | 1707.00M | 2990.00M | 3705.00M | 5815.00M |
| Other current liab | - | 176751.00M | -219.00M | -2421.00M | 13015.00M |
| Common stock | - | 100.00M | 100.00M | 100.00M | 100.00M |
| Capital stock | 101.00M | 100.00M | 100.00M | 100.00M | 100.00M |
| Retained earnings | -584.00M | 375.00M | 469.00M | 3911.00M | 5594.00M |
| Good will | 10.00M | 10.00M | 10.00M | 10.00M | 10.00M |
| Other assets | - | - | -22741.00M | - | - |
| Cash | 7302.00M | 9453.00M | 7168.00M | 8872.00M | 9112.00M |
| Total current liabilities | - | 177106.00M | - | - | 15537.00M |
| Current deferred revenue | - | - | - | 105.00M | 19.00M |
| Net debt | - | -5222.00M | -3292.00M | -4225.00M | -4294.00M |
| Short term debt | - | 300.00M | 99.00M | 73.00M | 477.00M |
| Short long term debt total | - | 4231.00M | 3876.00M | 4647.00M | 4818.00M |
| Other stockholder equity | - | 1232.00M | 2314.00M | -16.00M | -6.00M |
| Total current assets | - | 198.00M | 22915.00M | 14364.00M | 12675.00M |
| Long term investments | 298140.00M | 270017.00M | 263026.00M | 239639.00M | 282735.00M |
| Short term investments | - | - | 2766.00M | 4068.00M | 4567.00M |
| Net receivables | - | 5525.00M | 842.00M | 4431.00M | 388.00M |
| Long term debt | 3072.00M | 3532.00M | 3802.00M | 3918.00M | 4225.00M |
| Accounts payable | 10.00M | 34.00M | 79.00M | 2209.00M | 2007.00M |
| Accumulated other comprehensive income | - | - | 107.00M | 153.00M | 127.00M |
| Non currrent assets other | - | 35669.00M | 217599.00M | 190444.00M | 32999.00M |
| Non current assets total | - | 307659.00M | 299134.00M | 266676.00M | 315093.00M |
| Capital lease obligations | 59.00M | 64.00M | 74.00M | 92.00M | 99.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total cashflows from investing activities | - | -29.00M | -20.00M | - | 304.00M |
| Net borrowings | -344.00M | -264.00M | 2.00M | -421.00M | -323.00M |
| Total cash from financing activities | - | -1077.00M | -769.00M | -1182.00M | -857.00M |
| Net income | -443.00M | -1119.00M | -138.00M | -1851.00M | -860.00M |
| Change in cash | -2184.00M | 2266.00M | -1652.00M | -349.00M | -1886.00M |
| Begin period cash flow | 9486.00M | 7168.00M | 8872.00M | 9112.00M | 10998.00M |
| End period cash flow | 7302.00M | 9453.00M | 7168.00M | 8872.00M | 9112.00M |
| Total cash from operating activities | -993.00M | 3372.00M | -863.00M | 866.00M | -1257.00M |
| Issuance of capital stock | 5.00M | 0.00M | 6.00M | 4.00M | 2.00M |
| Depreciation | 257.00M | 294.00M | 324.00M | 40.00M | 38.00M |
| Other cashflows from investing activities | - | -29.00M | - | - | - |
| Dividends paid | -548.00M | 562.00M | 520.00M | 496.00M | 482.00M |
| Sale purchase of stock | -9.00M | 0.00M | - | - | - |
| Other cashflows from financing activities | - | -240.00M | -257.00M | -269.00M | -54.00M |
| Capital expenditures | 10.00M | 29.00M | 0.00M | 0.00M | 0.00M |
| Change in working capital | 17317.00M | 11670.00M | 11000.00M | -47301.00M | 9455.00M |
| Stock based compensation | 26.00M | 26.00M | 22.00M | 16.00M | 14.00M |
| Other non cash items | 287.00M | -7499.00M | -12071.00M | 50058.00M | -9814.00M |
| Free cash flow | -1003.00M | 3343.00M | -863.00M | 866.00M | -1257.00M |
Sector: Financial Services Industry: Insurance - Life
|
Stock Name
|
Change
(GBX) |
Price
(GBX) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| SDLF Standard Life PLC |
6.00 0.66% |
921.50 | - | 10.11 | 0.24 | 9.58 | 0.10 |
| PRU Prudential plc |
6.60 0.74% |
894.40 | 9.74 | 13.09 | 1.95 | 1.79 | 1.37 |
| CSN Chesnara |
1.50 0.44% |
340.00 | - | 7.25 | 1.97 | 1.20 | 0.82 |
| ELLA Ecclesiastical Insurance Office plc |
- -% |
130.75 | 0.10 | - | 0.67 | - | - |
| HSD Hansard Global Plc |
- -% |
56.50 | 16.00 | 12.32 | 0.36 | 4.20 | 0.53 |
Standard Life plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, and Europe & Other segments. The company offers defined contribution workplace pensions, retail savings for retirement, international bonds, and legacy savings and pension products; defined benefit pension income, income drawdown and lifetime annuities, fixed-term annuities, and smoothed managed funds. It also offers new and in-force individual annuity and pension risk transfer contracts written within shareholder funds; U.K. individual annuity; workplace pensions and self-invested personal pensions; new and in-force insurance and investment unit-linked products; and protection products. The company offers its products under the Standard Life, SunLife, Phoenix Life, Phoenix Wealth, Phoenix Corporate Investment Services, and ReAssure brands. Standard Life plc was formerly known as Phoenix Group Holdings plc and changed its name to Standard Life plc in February 2026. The company was founded in 1782 and is based in London, the United Kingdom.
| Name | Title | Year Born |
|---|---|---|
| Mr. Andrew David Briggs FIA, M.B.E. | Group CEO & Director | 1966 |
| Mr. Nicolaos Andreas Nicandrou A.C.A. | Group CFO & Executive Director | 1965 |
| Ms. Jacqueline Dorothy Mary Noakes | Group Chief Operating Officer | 1961 |
| Mr. Michael John Eakins | Group Chief Investment Officer | 1975 |
| Ms. Claire Hawkins | Corporate Affairs & Investor Relations Director | NA |
| Mr. Quentin Zentner | Group General Counsel | NA |
| Shellie Wells | Head of Corporate Communications | NA |
| Ms. Sara Thompson | Group Chief People Officer | NA |
| Nicki Lundy | Head of Media Relations | NA |
| Dr. James Wilde Ph.D. | Chief Sustainability Officer | NA |
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