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Company price
921.5 GBX 6.00 ( 0.66%)
Last update at 2026-10-27T16:35:00Z
VOLUME
2199180
Market Cap
7050.56M

Momentum Score

…

Standard Life plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, and Europe & Other segments. The company offers defined contribution workplace pensions, retail savings for retirement, international bonds, and legacy savings and pension products; defined benefit pension income, income drawdown and lifetime annuities, fixed-term annuities, and smoothed managed funds. It also offers new and in-force individual annuity and pension risk transfer contracts written within shareholder funds; U.K. individual annuity; workplace pensions and self-invested personal pensions; new and in-force insurance and investment unit-linked products; and protection products. The company offers its products under the Standard Life, SunLife, Phoenix Life, Phoenix Wealth, Phoenix Corporate Investment Services, and ReAssure brands. Standard Life plc was formerly known as Phoenix Group Holdings plc and changed its name to Standard Life plc in February 2026. The company was founded in 1782 and is based in London, the United Kingdom.

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Day Price Range
911.99
Low
924.50
High
52 Week Price Range
506.52
Low
748.61
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
915.50
Dividend Yield
7.56%
Revenue TTM
28959.00M
Revenue Per Share
28.93
Gross Profit TTM
2067.00M
Debt / Equity
2.48
ROE
-22.27%
Net Debt
-5222.00M
ROCE
-0.89%
Diluted EPS TTM
-0.47

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax -432.00M -1107.00M 262.00M -4089.00M -430.00M
Minority interest -49.00M -12.00M -28.00M -67.00M -128.00M
Net income -443.00M -1090.00M 56.00M -2724.00M -837.00M
Selling general administrative - 1067.00M 1237.00M 911.00M 2056.00M
Selling and marketing expenses - 58.00M 66.00M 63.00M 37.00M
Gross profit - 14450.00M 15637.00M 23167.00M 2279.00M
Reconciled depreciation 257.00M 294.00M 347.00M 355.00M 644.00M
Ebit - -1164.00M 520.00M -3859.00M -188.00M
Ebitda - -870.00M 549.00M -3853.00M -168.00M
Depreciation and amortization - 294.00M 29.00M 6.00M 20.00M
Operating income - -1107.00M 262.00M -4089.00M -430.00M
Other operating expenses - 11388.00M 15375.00M 34955.00M 10768.00M
Interest expense 266.00M 290.00M 258.00M 230.00M 242.00M
Tax provision -38.00M -376.00M -6.00M -855.00M 21.00M
Interest income 6427.00M 5483.00M 4832.00M 22250.00M 6995.00M
Net interest income -266.00M -290.00M -258.00M -230.00M -242.00M
Income tax expense - 29.00M 178.00M 1432.00M 279.00M
Total revenue 31842.00M 17007.00M 15637.00M 30866.00M 10338.00M
Total operating expenses 25990.00M 11406.00M 15375.00M 27256.00M 2709.00M
Cost of revenue - -18.00M 1.00M 7699.00M 8059.00M
Total other income expense net 306.00M 329.00M 324.00M 343.00M 365.00M
Net income from continuing ops -394.00M -1078.00M 84.00M -2657.00M -709.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 332241.00M 307857.00M 299308.00M 281040.00M 327768.00M
Intangible assets 1544.00M 1872.00M 2018.00M 221.00M 242.00M
Other current assets - -14780.00M 14853.00M 1094.00M 3175.00M
Total liab 330949.00M 305611.00M 295769.00M 276803.00M 318937.00M
Total stockholder equity 738.00M 1707.00M 2990.00M 3705.00M 5815.00M
Other current liab - 176751.00M -219.00M -2421.00M 13015.00M
Common stock - 100.00M 100.00M 100.00M 100.00M
Capital stock 101.00M 100.00M 100.00M 100.00M 100.00M
Retained earnings -584.00M 375.00M 469.00M 3911.00M 5594.00M
Good will 10.00M 10.00M 10.00M 10.00M 10.00M
Other assets - - -22741.00M - -
Cash 7302.00M 9453.00M 7168.00M 8872.00M 9112.00M
Total current liabilities - 177106.00M - - 15537.00M
Current deferred revenue - - - 105.00M 19.00M
Net debt - -5222.00M -3292.00M -4225.00M -4294.00M
Short term debt - 300.00M 99.00M 73.00M 477.00M
Short long term debt total - 4231.00M 3876.00M 4647.00M 4818.00M
Other stockholder equity - 1232.00M 2314.00M -16.00M -6.00M
Total current assets - 198.00M 22915.00M 14364.00M 12675.00M
Long term investments 298140.00M 270017.00M 263026.00M 239639.00M 282735.00M
Short term investments - - 2766.00M 4068.00M 4567.00M
Net receivables - 5525.00M 842.00M 4431.00M 388.00M
Long term debt 3072.00M 3532.00M 3802.00M 3918.00M 4225.00M
Accounts payable 10.00M 34.00M 79.00M 2209.00M 2007.00M
Accumulated other comprehensive income - - 107.00M 153.00M 127.00M
Non currrent assets other - 35669.00M 217599.00M 190444.00M 32999.00M
Non current assets total - 307659.00M 299134.00M 266676.00M 315093.00M
Capital lease obligations 59.00M 64.00M 74.00M 92.00M 99.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total cashflows from investing activities - -29.00M -20.00M - 304.00M
Net borrowings -344.00M -264.00M 2.00M -421.00M -323.00M
Total cash from financing activities - -1077.00M -769.00M -1182.00M -857.00M
Net income -443.00M -1119.00M -138.00M -1851.00M -860.00M
Change in cash -2184.00M 2266.00M -1652.00M -349.00M -1886.00M
Begin period cash flow 9486.00M 7168.00M 8872.00M 9112.00M 10998.00M
End period cash flow 7302.00M 9453.00M 7168.00M 8872.00M 9112.00M
Total cash from operating activities -993.00M 3372.00M -863.00M 866.00M -1257.00M
Issuance of capital stock 5.00M 0.00M 6.00M 4.00M 2.00M
Depreciation 257.00M 294.00M 324.00M 40.00M 38.00M
Other cashflows from investing activities - -29.00M - - -
Dividends paid -548.00M 562.00M 520.00M 496.00M 482.00M
Sale purchase of stock -9.00M 0.00M - - -
Other cashflows from financing activities - -240.00M -257.00M -269.00M -54.00M
Capital expenditures 10.00M 29.00M 0.00M 0.00M 0.00M
Change in working capital 17317.00M 11670.00M 11000.00M -47301.00M 9455.00M
Stock based compensation 26.00M 26.00M 22.00M 16.00M 14.00M
Other non cash items 287.00M -7499.00M -12071.00M 50058.00M -9814.00M
Free cash flow -1003.00M 3343.00M -863.00M 866.00M -1257.00M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Life

Stock Name
Change
(GBX)
Price
(GBX)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
SDLF
Standard Life PLC
6.00
0.66%
921.50 - 10.11 0.24 9.58 0.10
PRU
Prudential plc
6.60
0.74%
894.40 9.74 13.09 1.95 1.79 1.37
CSN
Chesnara
1.50
0.44%
340.00 - 7.25 1.97 1.20 0.82
ELLA
Ecclesiastical Insurance Office plc
-
-%
130.75 0.10 - 0.67 - -
HSD
Hansard Global Plc
-
-%
56.50 16.00 12.32 0.36 4.20 0.53

Profile*

Standard Life PLC

Standard Life plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, and Europe & Other segments. The company offers defined contribution workplace pensions, retail savings for retirement, international bonds, and legacy savings and pension products; defined benefit pension income, income drawdown and lifetime annuities, fixed-term annuities, and smoothed managed funds. It also offers new and in-force individual annuity and pension risk transfer contracts written within shareholder funds; U.K. individual annuity; workplace pensions and self-invested personal pensions; new and in-force insurance and investment unit-linked products; and protection products. The company offers its products under the Standard Life, SunLife, Phoenix Life, Phoenix Wealth, Phoenix Corporate Investment Services, and ReAssure brands. Standard Life plc was formerly known as Phoenix Group Holdings plc and changed its name to Standard Life plc in February 2026. The company was founded in 1782 and is based in London, the United Kingdom.

20 Old Bailey, London, United Kingdom, EC4M 7AN

44 203 5679100

5519

Name Title Year Born
Mr. Andrew David Briggs FIA, M.B.E. Group CEO & Director 1966
Mr. Nicolaos Andreas Nicandrou A.C.A. Group CFO & Executive Director 1965
Ms. Jacqueline Dorothy Mary Noakes Group Chief Operating Officer 1961
Mr. Michael John Eakins Group Chief Investment Officer 1975
Ms. Claire Hawkins Corporate Affairs & Investor Relations Director NA
Mr. Quentin Zentner Group General Counsel NA
Shellie Wells Head of Corporate Communications NA
Ms. Sara Thompson Group Chief People Officer NA
Nicki Lundy Head of Media Relations NA
Dr. James Wilde Ph.D. Chief Sustainability Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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