Explore 3 Stock Ideas & Industry Insights Download Free Report

Erie Indemnity Company

Company price
273.07 USD -12.56 ( 4.40%)
Last update at 2026-11-06T21:20:00Z
VOLUME
206929
Market Cap
13104.36M
P/E
23.03

Momentum Score

…

Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
272.39
Low
279.96
High
52 Week Price Range
203.47
Low
325.07
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Erie Indemnity manages and underwrites property-casualty insurance through a regional independent agency network, covering personal and commercial lines. Long-term growth may be supported by strong retention, disciplined underwriting, measured geographic expansion and investment income, and the company appears positioned to benefit from steady demand for insurance in its markets.

Principal risks include catastrophe and severe-weather losses, competitive pressure and technological disruption, investment-market and interest-rate volatility, and regulatory or reserving changes that could weaken profitability or capital.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
285.63
Dividend Yield
2.27%
Revenue TTM
4119.47M
Revenue Per Share
78.78
Gross Profit TTM
737.55M
Debt / Equity
0.00
ROE
24.81%
Net Debt
-315.69M
ROCE
29.14%
Diluted EPS TTM
10.88

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 710.60M 757.28M 561.94M 376.45M 376.40M
Net income 559.34M 600.31M 446.06M 298.57M 297.86M
Selling general administrative 74.06M 806.34M 737.14M 58.32M 58.29M
Selling and marketing expenses - - 704.58M - -
Gross profit 640.80M 676.46M 520.26M 2840.76M 2701.31M
Reconciled depreciation 76.78M 63.91M 53.59M 51.72M -
Ebit 710.60M 709.81M 552.82M 378.46M 380.54M
Ebitda 787.39M 766.34M 600.23M 430.18M -286.12M
Depreciation and amortization 76.78M 56.53M 47.41M 51.72M -
Non operating income net other - - - 1.61M 62.44M
Operating income 719.52M 676.46M 520.26M 378.46M -286.12M
Other operating expenses 3348.14M 3118.66M 2748.68M 2464.30M 2324.91M
Interest expense - 0.00M 0.00M 2.01M 4.13M
Tax provision 151.27M 156.97M 103.35M 77.88M 78.54M
Net interest income - 0.00M 0.00M -2.01M -4.13M
Income tax expense 151.27M 156.97M 115.88M 77.88M 78.54M
Total revenue 4067.26M 3795.11M 3268.94M 2840.76M 2701.31M
Total operating expenses -78.72M 3105.12M 2747.28M -2462.30M -2987.43M
Cost of revenue 3426.86M 3118.66M 2748.68M 2463.91M 2609.93M
Total other income expense net -8.92M 80.82M 41.68M -2.01M 662.52M
Net income from continuing ops 559.34M 600.31M 400.62M 298.57M 297.86M
Net income applicable to common shares - - - 298.57M 297.86M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 3355.48M 2888.61M 2510.61M 2239.46M 2242.06M
Other current assets 30.19M 107.46M -860.87M 87.50M 62.51M
Total liab 1072.11M 901.36M 847.77M 791.05M 899.58M
Total stockholder equity 2283.37M 1987.26M 1662.84M 1448.41M 1342.48M
Deferred long term liab - - - 27.80M 14.57M
Other current liab 668.29M 609.93M -41.21M -502.49M -446.10M
Common stock 2.17M 2.17M 2.17M 2.17M 2.17M
Capital stock 2.17M 2.17M 2.17M 2.17M 2.17M
Retained earnings 3462.82M 3162.30M 2803.69M 2583.26M 2495.19M
Other liab - - - 125.94M 176.98M
Other assets - - 38.64M 167.07M 132.21M
Cash 315.69M 274.84M 144.06M 142.09M 183.70M
Total current liabilities 916.55M 802.51M 708.98M 502.49M 446.10M
Current deferred revenue 47.56M 42.76M 41.21M 36.55M 34.94M
Net debt -315.69M -267.32M -144.06M -142.09M -89.87M
Short term debt - 7.51M 533.36M 300.03M 2.10M
Short long term debt - - - 0.00M 2.10M
Short long term debt total - 7.51M - - 93.83M
Other stockholder equity -1154.52M -1152.61M -1152.70M -1129.61M -1129.59M
Property plant equipment - - - 413.87M 374.80M
Total current assets 1133.11M 1145.03M 930.19M 691.29M 701.22M
Long term investments 1455.59M 1122.22M 1045.49M 930.93M 966.37M
Net tangible assets - - - 1448.41M 1342.48M
Short term investments 37.34M 44.60M 82.02M 24.27M 38.40M
Net receivables 749.90M 718.13M 634.80M 524.94M 479.12M
Long term debt - - - - 91.73M
Inventory - - 0.00M -87.50M -62.51M
Accounts payable 200.70M 185.07M 175.62M 465.94M 409.06M
Accumulated other comprehensive income -27.10M -24.61M 9.68M -7.41M -25.29M
Common stock total equity - - - 2.17M 2.17M
Retained earnings total equity - - - 2583.26M 2495.19M
Non currrent assets other 138.69M 147.64M 146.57M -14.07M -1408.63M
Non current assets total 2222.37M 1743.58M 1541.78M 1381.10M 1408.63M
Long term debt total - - - - 91.73M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -301.00M -226.91M -137.66M -41.51M -36.69M
Change to liabilities - - - 20.81M -8.00M
Total cashflows from investing activities -439.33M -226.91M -157.56M -106.92M -185.49M
Net borrowings - 0.00M 0.00M -94.07M -2.04M
Total cash from financing activities -199.85M -230.00M -221.68M -300.84M -194.84M
Change to operating activities - - - -9.65M 78.44M
Net income 559.34M 600.31M 446.06M 298.57M 297.86M
Change in cash 47.48M 154.34M 1.97M -41.61M 22.46M
Begin period cash flow 298.40M 144.06M 142.09M 183.70M 161.24M
End period cash flow 345.87M 298.40M 144.06M 142.09M 183.70M
Total cash from operating activities 686.66M 611.25M 381.20M 366.15M 297.86M
Depreciation 76.78M 63.91M 53.59M 51.72M 49.10M
Other cashflows from investing activities -22.63M -298.71M -11.91M 1.79M -
Dividends paid 254.28M 237.51M 221.68M -206.77M -192.80M
Change to account receivables -31.77M -81.72M -100.40M -45.81M 15.51M
Other cashflows from financing activities 54.42M 7.51M -157.56M 55.00M -185.49M
Change to netincome - - - -263.52M -235.29M
Capital expenditures 115.69M 124.84M 92.65M 67.20M 148.80M
Cash flows other operating - - - 629.68M 638.09M
Cash and cash equivalents changes - - - -41.61M 22.46M
Change in working capital 31.29M -60.89M -148.43M -34.65M 5.90M
Stock based compensation -94.79M -94.86M 12.20M -1.46M -
Other non cash items 190.82M 3.90M 30.98M 42.50M -297.86M
Free cash flow 570.97M 486.40M 288.56M 298.95M -148.80M

Peer Comparison*

Sector: Financial Services Industry: Insurance Brokers

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
ERIE
Erie Indemnity Company
-12.56
4.40%
273.07 23.03 26.74 3.18 5.38 3.13
MRSH
Marsh & McLennan Companies, Inc.
-4.61
2.20%
204.82 22.03 15.87 3.07 5.67 3.82
AON
Aon PLC
-9.59
2.78%
334.81 19.50 17.61 4.19 7.68 4.95
AJG
Arthur J Gallagher & Co
-6.50
2.26%
281.61 41.13 17.09 4.21 2.74 4.93
WTW
Willis Towers Watson PLC
-7.65
2.27%
328.86 19.92 14.56 2.96 3.91 3.52

Profile*

Erie Indemnity Company

Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.

100 Erie Insurance Place, Erie, PA, United States, 16530

814 870 2000

6667

Name Title Year Born
Mr. Timothy Gerard NeCastro C.I.C., CPA Pres & CEO 1960
Mr. Gregory John Gutting CPA, C.P.C.U. Exec. VP & CFO 1963
Mr. Douglas Edward Smith C.P.C.U., FCAS, MAAA Exec. VP of Sales & Products 1974
Ms. Lorianne Feltz-Upperman C.P.C.U. Exec. VP of Claims & Customer Service 1970
Mr. Bill Matrogran VP of Construction Management & Operations NA
Mr. Ronald Steven Habursky Sr. VP & Chief Investment Officer NA
Mr. Parthasarathy Srinivasa Exec. VP & Chief Information Officer 1972
Mr. Scott W. Beilharz VP of Capital Management & Investor Relations NA
Mr. Brian William Bolash Esq. Exec. VP, Corp. Sec. & Gen. Counsel NA
Mr. Charles Michael Fletcher Sr. VP of Sales & Marketing NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…